Karin's Answers

This morning I awoke to a foggy, gloomy day but I had a smile on my face and a pep in my step.  It was still going to be a good day, or so I thought….now I know better.  Continuing with my morning routine I realized, as I usually do, that I forgot to pay one of my bills, not a big deal.  I go to my computer and log onto my bank to take care of it and as I look at my account I feel my heart fall and panic overtake me.  My bank account, IT’S EMPTY!!!  What?? Where did all my money go??  It really wasn’t hard to figure out.  After a phone call I realized it was the IRS, they came in and wiped me out.  It’s been expected for some time now and it shouldn’t have been a surprise and yet, it was.

It’s funny how you can look back on your life and ponder the mistakes you’ve made and what you would do differently if you could go back in time.  As I sit here today, after being on the phone with the IRS for the last 4 hours, I can honestly say the only thing I would do differently is PAY MY TAXES.  This has inspired me to share.  To start this blog that I’ve been planning for years, as it is with most of my projects.  I want the world to know, especially the younger generation, that the IRS needs to be seen as a necessity like food, and alcohol :-).  Don’t ever get it into your head that it will be okay if you have less taken out of your check this time around or next.  Live without the money!  I would even go so far as to say figure out, as close as you can, exactly how much you will owe and have extra taken out of your check to make sure it’s covered.  If you don’t do this, if you live like me, with a disdain and disrespect for the institution that is the IRS then you will pay even more than the original debt.  Both physically and emotional.  It’s a sad reality when the time comes that you owe them a small fortune and no matter how hard you work to get out of debt and be responsible they will always loom over you like a dark stormy rain cloud.  It’s so easy to forget about your bills.  It’s so easy to avoid them when you have money in your hands and a party to get to or a pair of shoes to buy.  Start young, save young, learn young.  It makes life so much harder when your older if you don’t.

That’s all I have to say about that.  Have a better day!